Today I feel like an altogether different person. Last night when Daryl came home from work we paid off the last of our debt.Except for our home we have no debt,and it feels great. We began the financial peace years ago,5 years ago. Our little Eliza ,not even really understanding what that meant to be in or out of debt ,celebrated with us. She is so excited, but then so are we!! We lived in borderline poverty it seemed and now beginning next month we will begin building ourselves up a little for a rainy day fund and then on to pay off our home.
Financial Peace University was the program we used to launch ourselves into debt freedom,and we highly recommend it.

Our History

We are a very blessed Family of 8. Daryl and I are so thankful to have each other and to have had so many wonderful years together. We are also very thankful to be blessed with such wonderful children; Luke 27, Tiffany 23, Britany 20, Courtney 17, Chelsey, 15 and Eliza is 6. Daryl has always been an amazing provider and leader, and while I have taken a few jobs a few times, I have always been at home with our precious babies. Daryl and I chose home education for our babies when the girls were all small. We of course began in public school, that was not for us simply because we felt they were being surrounded by poor values and the "me first mentality" that we believed they were too young to be prepared to overcome. We tried educating our babies in private schools where I would teach to help with tuition. We weren't comfortable with the education provided in the first school but, felt like we should give more than one location a chance and we did just that. We were still uneasy with the role models available to them. We felt like the only time we had with the older girls we were involved in homework. We missed the times when they were tiny and we could play and teach them, every little thing, Colors, numbers, letters and still have so much fun loving on them. We didn't know any families who had chosen to home educate but we felt, we were destined to be a home education family. When our girls were 10, 7, 4, and 2 we began. Hours and hours a day, chalk boards, desks, 8 subjects and a rigid schedule with little time for lunch or recess; that was how we began. (I am so grateful they survived) Soon we grew, changed and started to focus our time and efforts differently and became a close knit, led, loving family. We felt that the shelter we provided our sweet family was much like the shelter Our Heavenly Father affords us. We kept them as close to us and as far from the worlds view as we could. When they were ready they were prepared to study the views of the outside world. We tackled with Bibles in hand, the ways the world viewed creation, life and the "just do it" philosophy. In the High School years we allowed them to attend Public schools and were there for them to encourage and advise them before they entered the world of the university. We still have some at home in different stages two in high school, one at home in first grade. We have always prayed over our decisions and have felt each one to be in their best interest. We pray for their futures, their spouses and future spouses, and our grandchildren. We have overcome big and small trials and we are still a loving, close knit and most important led, by God the Father.